11.   Buyers use them a lot to hedge their bets on which way interest rates are going.

12.   Buyers used to be at the whim of local agents when searching for a new home.

13.   Buyers will use the futures to lock in their utility costs weeks or months before they actually buy the electricity.

14.   He predicts most buyers will use the new Bug as a second or third car.

15.   He predicted the typical buyer would use the machine for a year or two before moving to a more capable computer.

16.   In fact, few buyers use light trucks this way.

17.   In the boys departments, one buyer used to be assigned solely to Oregon.

18.   In NEW YORK, gold fell as the soaring dollar made gold more expensive for buyers using other currencies.

19.   International buyers actively used arbitrage to convert local B shares into American depositary receipts and Peruvian investors sold to pick up short-term profits, Rios said.

20.   Instead, some buyers use credit cards, piling a maximum debt on several cards.