11.   These investments were made by buying convertible preferred stock, which pays a high interest rate and can be converted into common stock.

12.   Thomas Clark said crunching the numbers convinced him that buying a motor home made good dollars and cents.

13.   Three to five years of long-term care is usually sufficient, and buying more may make premiums unaffordable.

14.   When buying a bike seat, make sure that it has spoke guards, safety belt and adequate padding, and that it fits securely to the bicycle frame.

15.   Whether your college kid wants a PC or a Mac, buying on campus makes sense, if the student wants plenty of hand-holding.

16.   Leasing was more likely because it was cheaper, he said, but buying might make more economic sense in the long run.