11.   A smaller number of disabled patients translates into big Medicare savings, Davis said.

12.   Businesses that make and sell coin-operated equipment say a dollar coin would mean big savings to them.

13.   But many executives say the big savings may come from changing the way transactions are conducted, especially sales and leases.

14.   But several years later, they will reap big savings.

15.   Chandler of the energy commission said that some big savings were being offered by the Department of Water Resources, a huge consumer.

16.   Changing Medicare rules to encourage managed care will not produce big savings quickly enough, however.

17.   Cruise lines usually offer big savings on reservations made more than six months in advance.

18.   Ellwood says such a system should reap big savings in the Medicare health insurance program as competition reduces the amount of unnecessary treatment provided to the elderly.

19.   Experts say this is an area that offers big savings for consumers.

20.   For business, it means new marketing opportunities and big savings in handling and transferring money.