11.   Benefits include wealth, new opportunities, and innovations.

12.   Benefits include cleaner buildings, healthier inmates and staff, less maintenance and less chance of fire.

13.   Benefits include medical costs, prescriptions, in-home and hospice care for afflicted workers, but only for conditions specifically linked to asbestos exposure.

14.   Benefits include reducing the risk of developing diabetes and high blood pressure, helping older adults increase mobility and elevating mood.

15.   Benefits include travel packages, discounted hotels, car rentals and other discounts.

16.   Benefits also include restaurant discounts and frequent-stayer rewards.

17.   Benefits include the occasional luxury trip to Rio de Janeiro, Germany and Japan.

18.   A clock ready for official timekeeping is still years away, but its benefits could include better precision in global positioning satellite systems that aid navigation.

19.   Additional benefits include alerting members to special offers throughout the year as well as discounts on car rentals, hotels, cruises and tours.

20.   Additional benefits include a quarterly newsletter and use of a special concierge desk.