11.   Lower official rates also allow private banks to lower their deposit and lending rates, encouraging consumers to save less and borrow and spend more.

12.   Major U.S. banks lowered their prime lending rate for the second time in six weeks, saving consumers on credit cards, home equity lines and other loans.

13.   TAIWAN stocks were little changed as investors waited for banks to lower interest rates, traders said.

14.   That means local banks can lower their lending rates.

15.   The bank can only lower these rates at its board meetings, usually held every other Thursday.

16.   The cuts allow banks to lower their rates on loans and deposits.

17.   These bonds allow banks to lower the rates they charge on mortgages because they limit the risk that inflation will erode the value of the loan.

18.   This month Turkish banks lowered their interest rates on deposits.

19.   This means that when the bank lowers two-week rates again it will likely cut the base rates too.

20.   U.S. banks lowered their prime lending rate for the second time in six weeks, saving consumers a little on credit cards, home equity lines and other loans.