11.   Merchant banks typically extend loans without securing sufficient collateral.

12.   The bank actually extended the company more credit, he said.

13.   The bank extended credit to business owners at the beginning of tourist season and took in their receipts as visitors arrived.

14.   The government would like to see the private banks extend the terms of the state debt for two years, Malan said.

15.   The law has generally been interpreted to mean that banks should extend low-cost loans and provide inexpensive bank services to people and businesses in economically depressed areas.

16.   The MOF, concerned that property prices were spinning out of control, passed a regulation capping the amount of real estate loans the major banks could extend.

17.   The letter recommended that banks extend terms of loan payments, ease credit terms and restructure debts for customers affected by terrorist attacks.

18.   These banks typically extend loans without securing sufficient collateral.

19.   They are also-rans in the huge syndicated loan business, in which banks extend loans to companies and then sell all or part of them to investors.

20.   Analysts said banks must extend more loans for the non-performing loan ratio to go down.