11.   Team Decertification, however, argues that the elimination of one-year outs and balloon payments and other current cap exceptions will severely hamper player movement.

12.   The abuses included final terms different from those initially discussed, high interest rates, prepayment penalties, balloon payments or other conditions.

13.   The loan fell into default last November when the plan missed a balloon payment.

14.   Under balloon payments, a lower interest rate is paid for, perhaps, three or five years, and then the entire principal comes due.

15.   Predatory lending is a term used to describe deceptive subprime loans packed with excessive fees, balloon payments and unnecessary insurance policies.

16.   Predatory loans often are packed with excessive fees, costly credit insurance and balloon payments.

17.   Under the agreement, huge end-of-contract balloon payments have been disallowed.