11.   The agency also cited four companies for deceptively marketing products like magnets and shark cartilage capsules over the Internet as effective treatments for cancer and other serious illnesses.

12.   The bond-rating agency cited the charge and the financial crisis in Asia, which it said may lead to jet cancellations and a drop in orders.

13.   The agency cited concerns that a terrorist surfing the Internet could use the worst-case scenarios to better plan destructive acts.

14.   The agency earlier had cited three other areas, she said, which the university thought it had corrected.

15.   The bond rating agency cited the charge and the financial crisis in Asia, which it said may lead to jumbo jet order cancellations and a drop in orders.

16.   The federal agency cited the threat that people would overreact by needlessly spending billions of dollars to have their dental fillings replaced by more expensive materials.

17.   The rating agency cited the potential negative effects of the appreciation of the Japanese yen.

18.   The rating agency cited concerns about the greater risks that Lehman might take to increase profits in these leaner times.

19.   The state public-records laws allow agencies to withhold records for specific purposes, provided the agency cites the reasons when it makes the decision.

20.   The U.S. debt ratings agency cited its lack of confidence in the government to handle a financial crisis.