11.   But consumer advocates warn those considering leasing to read the fine print.

12.   But immigration advocates are warning people not to try the marriage route.

13.   But licensed family care is eventually unlikely to meet the expected demand, child-care advocates warn.

14.   But privacy advocates warn that the same software could be used to track anyone else.

15.   But some advocates warn that the information does not give a complete picture.

16.   Civil liberties advocates warn that the measures could violate privacy rights.

17.   Child advocates warn that the result might be an increase in troubled adolescents and juvenile crime.

18.   Consumer advocates warn that some of the alternative refrigerants may damage air conditioners or explode in a collision.

19.   Consumer advocates warn that this insurance sometimes carries big markups.

20.   Consumer advocates also warn against Visas and MasterCards from First USA Bank and against Discover cards, because they use the most consumer-unfriendly methods of calculating interest.