11.   As banks and other financial companies continue to merge, cut costs and adopt new technology, they also continue to chop thousands of jobs through layoffs and attrition.

12.   Because it has been slow to adopt computer technology, many functions like factory processes can be run manually.

13.   -- Adopt new technologies and standardize training curriculums.

14.   But American manufacturers were quick to adopt the technology.

15.   But industry executives say the field could grow substantially, as more employers adopt the technology as a way to help workers and avoid lawsuits.

16.   But many IBM customers have been reluctant to adopt the technology because it is new and requires new software.

17.   But industry executives say the field could grow substantially, as more employers adopt the technology as a way to help workers and avoid lawsuits and worker compensation claims.

18.   But it was Sir Arthur McDonald who led the effort to adopt the technology for military use.

19.   But predicting whether a technology will be adopted is critical for companies that want to succeed, or even survive, in the marketplace.

20.   By being aggressive in adopting new technologies, says Moncrief chairman Frank Mutz.