11.   And the trustee can control the assets after the account holder dies.

12.   At the same time, Chilean account holders have benefited so handsomely that some may retire with pensions larger than their salaries.

13.   Banking officials say the auditors have largely completed that task and are now engaged in matching the names of account holders with lists of Holocaust victims.

14.   A government watchdog today recommended an end to discriminatory charges on low-balance bank accounts but stopped short of calling upon banks to subsidize low income account holders.

15.   A weekly magazine, though, named Prime Minister Ryutaro Hashimoto, Chief Cabinet Secretary Seiroku Kajiyama and Mitsuzuka himself as account holders.

16.   Account holders will no longer have to choose between the so-called recalculation and term-certain methods of distribution.

17.   Alert customers could have drawn such conclusions from studying the wordy disclosure statements given to new account holders.

18.   But to gain the tax-free dollars, account holders had to risk forfeiting unused money at the end of each year.

19.   Chase has made progress in selling credit cards to banking account holders.

20.   Check cashers have benefited from the consolidation of an increasingly electronic banking industry with its minimum balance requirements and rising fees for individual account holders and ATM users.