111.   The association plans to ban the practice of pitching policies with the promise that dividends will eventually pay for the premiums.

112.   The average cost of term insurance is only about a seventh as much as the cost of a cash value policy with the same initial death benefit.

113.   The bank sets interest rate policy with an objective of fighting inflation over the coming two years.

114.   The company instituted a two-year hands-off policy with NCR.

115.   The city follows the same policy with public-utility easements, believing that the right of way provides a sufficient buffer.

116.   The Democratic incumbent, Sen. Patty Murray, visited China recently and advocates free trade policies with China and other countries.

117.   The Democrats had become literally a minority party as white voters resentfully identified their policies with cities, blacks and immigrants.

118.   The Federal Reserve has conducted monetary policy with skill and flexibility.

119.   The fight has little to do with personalities, since both candidates have locked their own monetary policies with those of the German central bank.

120.   The executive is buying a long-term health care policy with some of the money and investing in mutual funds and a fixed annuity.