111.   It also comes as investors snap up bonds backed by assets such as credit card debt and home equity loans at a record pace.

112.   It requires a skepticism about such boons as car leases, layaway plans and home equity lines of credit.

113.   It took me two weeks and a home equity loan to acquire everything I needed to make the transformation.

114.   It includes balances in checking, savings, certificates of deposit, credit card debt, mutual funds purchased through the bank, and home equity loans.

115.   James Chessen, chief economist at the American Bankers Association, said many consumers will see benefits from lower rates on credit cards and home equity loans.

116.   Kansas, Iowa and South Dakota are the other three states with unlimited bankruptcy protection for home equity.

117.   Last month, he took out a home equity line of credit.

118.   Many banks, for instance, offer cheaper loan products, such as home equity or line of credit and secured loans.

119.   Many home equity loans are set above the prime rate banks charge their best customers.

120.   Many home equity loans are set above the prime rate that banks charge their best customers.