111.   One feature would provide better information for Medicare recipients, reminding them that they are not covered for long-term care unless they buy supplemental insurance.

112.   One solution is for adults to buy insurance to cover the costs of long-term care.

113.   On Monday, Clinton endorsed bills, opposed by insurance companies, that would extend that protection to individuals buying insurance on their own.

114.   Others say giving everybody the right to buy insurance from a private company would satisfy the universality requirement.

115.   Other senators said that some of the revenue raised would be used to give tax deductions to people who bought their medical insurance.

116.   Other alternatives include taking a job to qualify for an insurance benefit, or buying insurance with deductibles so high that only medical catastrophes are covered.

117.   Owners of home businesses can also buy insurance through trade groups.

118.   Others like the idea of purchasing coalitions, in which many businesses get together to buy insurance as if they were one big employer.

119.   Patients suffering from, say, asthma may be unable to buy insurance at any price.

120.   People who buy individual insurance, as opposed to people who are covered through work, tend to be sicker than average.