111.   The cuts come at a time when borrowing money for school has reached an all-time high.

112.   The city pays for nearly all of its major construction projects by borrowing money, a common and acceptable practice in both government and industry.

113.   The Fed can tame inflation by raising interest rates, which raises the cost of borrowing money.

114.   The higher rating would reduce the cost to the university of borrowing money.

115.   The plan would fundamentally change the way that government officials look at almost all financial decisions, from spending on infrastructure to borrowing money to selling properties.

116.   The robust market also helps companies that want to pay cash, since their high stock values make borrowing money much easier, analysts said.

117.   The Solon, Ohio-based company provides loans to buyers of used cars who have difficulty borrowing money elsewhere.

118.   The Treasury Department brushed up against the debt limit last month but averted an immediate crisis by borrowing money temporarily from government retirement accounts.

119.   This has benefitted Japanese commercial banks, which can make a sure profit by borrowing money at short-term rates and investing in higher-yielding government bonds.

120.   Those decisions tend to be driven more by calculations of potential profit and how much capacity is needed to meet expected demand than by the cost of borrowing money.