101.   That organization is urging the state to pass legislation that would permit consumers to have free annual access to their own credit histories.

102.   That could be easier now than last year because the region has established a credit history by paying its obligations on its first bond issue.

103.   The best rate available depends on your credit history.

104.   The consumer group also criticized the companies for aggressively marketing cards to college students, who often have no credit history and little or no income.

105.   The company says it only provides lists of people who meet broad criteria outlined by marketing companies and includes nothing about credit histories that would violate consumer privacy.

106.   The delinquency rates were also high in a category of mortgages known as subprime, high-interest loans made to borrowers with poor credit histories.

107.   The fund will also invest in mortgage and auto-finance companies that lend to people with poor credit histories.

108.   The latest study tried to compare applicants of different races who had similar credit histories.

109.   The market has exploded for such loans, which are targeted at people with tarnished or limited credit histories, often minorities or senior citizens.

110.   The league will be holding local workshops offering information on everything from how to set up and manage a budget to the importance of building a solid credit history.