101.   Interest-rate changes take up to two years to affect economic growth because companies plan far ahead in making big investment decisions.

102.   Interest-rate changes typically take at least six months to have any effect on demand and their full effect feeds through only after a year or more.

103.   In two weeks, a major change will take place in the way investors trade and pay for securities.

104.   It also pledged to keep the value of the peso within a tight trading band, no matter what changes took place in the international markets.

105.   It does mean, however, that whatever changes take place in your life, your grandchildren always know they can depend on you.

106.   Kennard said the price changes would take effect in July.

107.   Kennard said the price changes would take effect in July and that the order was an effort to accelerate competition by ending several implicit subsidies.

108.   Lawmakers have said legal changes are needed, yet the Constitutional changes could take considerable time.

109.   More changes are taking place with the input devices we use.

110.   Most practical changes will take effect next March, when the exchange will scrap fixed commissions and introduce market making and automated screen trading.