91.   However, in the early stages of the process, the savings will be modest at best.

92.   His personal savings are just about gone, his car just broke down and time is running out, but Damianos is not discouraged.

93.   However, any savings will be available only to business customers, since MFS WorldCom has no intention of marketing its services to consumers.

94.   However, as prices fell, interest rates would too, so it would eventually make little difference whether savings were in bonds or cash.

95.   However, the California Automobile Association survey also said that consumer savings will only be temporary because prices are expected to rise again during the summer driving season.

96.   If everyone chose the no-fault route, the savings would be enormous.

97.   If you take it with you, the savings are significant.

98.   If your retirement savings are modest, and if you can afford no significant loss of principal, you should probably shy away from them.

99.   If the savings are over a buck or so, Cabrera will mention it.

100.   If GM can maintain its recent pace of switching to common parts and manufacturing processes for many different models, the savings will be considerable, he added.