91.   Banks, insurers and brokerage houses -- companies whose profits are most sensitive to changes in rates -- paced the declines.

92.   Banks will likely report strong earnings, if profits released so far are any indication.

93.   Bank profits are likely to be hurt as interest rates rise because they have to pay their customers more for deposits.

94.   Banks and property developers, whose profits are most sensitive to interest rates, added the most to the benchmark index gain.

95.   BASF, the German chemical conglomerate, had already warned investors last month that profits would be down this year.

96.   AUSTRALIAN stocks rose, led by National Australia Bank Ltd., amid optimism corporate profits are healthy and companies are increasing their dividend payments to shareholders.

97.   Auto issues slipped on reports that fourth-quarter profits may be lower.

98.   Banesto signaled that purely domestic lending profits were stronger.

99.   Because profits are sagging in the navel orange industry, growers are looking for new varieties such as Clementine mandarins.

100.   Because banks charge such high interest rates on credit cards, profits are about double that of most other banking operations.