91.   Fewer people borrow money to buy products, so companies need fewer workers and offer fewer pay raises.

92.   For most employees, pay raises have been meager, work hours have grown longer and job insecurity has increased.

93.   For now, the Pentagon hopes to solve the problem with an across-the-board pay raise, targeted raises for the middle ranks and better retirement benefits.

94.   Fringes include large, well-furnished house, but no pay raise regardless of performance.

95.   Giuliani, in turn, sharply criticized Ms. Feldman, saying her outspoken opposition to the pay raises had hampered her efforts to sell the agreement.

96.   Galanter said Riordan should have fought harder for the pay raises.

97.   Give state workers a pay raise?

98.   Green was the less exuberant, coupling his promises of pay raises with demands for increases in productivity.

99.   Gov. Ronnie Musgrove has been working since he took office last year for a big pay raise for teachers to make it easier to recruit them.

100.   Had they won pay raises above the inflation rate, other unions would have demanded equal treatment.