91.   Some stores now open later to compensate for later evenings, introduce flexible work schedules, or hire more part-time workers to avoid paying costly benefits.

92.   Social Security also pays benefits to disabled workers, but that part of the program is not expected to be affected by reform proposals.

93.   Social Security is currently taking in more money from payroll taxes than it needs to pay benefits to current retirees.

94.   State and federal officials later agreed that states could pay benefits to those groups without penalty.

95.   Such changes could save substantial amounts of money, but the government would still have a legal obligation to pay benefits to any applicants who met the criteria.

96.   Such policies pay their benefits when industry-wide losses from a specific event like a hurricane reach a certain amount.

97.   Such plans have more money than is needed to pay specified benefits to retirees.

98.   That money has already been earmarked to pay benefits to current retirees.

99.   Term insurance provides protection for a specific amount of time and pays a benefit only if you die during that period.

100.   The agency pays benefits to retirees whose pension plans run out of money or are terminated because their employer ran into financial trouble.