91.   The government is trying to find a way to use public funds without raising the angry outcry that accompanied a similar bailout of some housing lenders last year.

92.   The housing loan companies and their parent banks have already agreed to liquidate the indebted housing lenders, according to those people to the companies.

93.   The government bailout of the housing lenders is relying on contributions from the banks that founded the lenders as well as from other creditors.

94.   The housing lenders borrowed money from major banks and agricultural cooperatives, then re-loaned it to developers willing to pay higher rates.

95.   The housing lenders found themselves swimming in loans that would never be re-paid.

96.   The housing lenders had few staff members capable of judging the risk of each loan, the report said.

97.   The housing lenders had loaned trillions of yen to real estate speculators who later defaulted on their loans.

98.   The housing loan companies and their parent banks have already agreed to liquidate the indebted housing lenders, according to people close to the companies.

99.   The legislation to liquidate the housing lenders was tied up in parliament for three weeks because of a protest by the main opposition party.

100.   The housing lender bailout plan has met with strong public opposition.