91.   Slowly building a credit history, the Abasovs built their family businesses, taking new loans to expand into areas that could help maximize profits.

92.   Slovakia has a positive credit history compared with Poland, which has rescheduled billions of dollars in defaulted debt to Western banks and governments.

93.   Some manufacturers offer very low rates to customers with solid credit histories who buy models the manufacturers are eager to move.

94.   Staffers have even created a brochure for victims, telling them about their rights and what they should do to clean up their credit histories.

95.   Sub-prime lending involves granting higher-priced home loans to customers whose poor credit histories do not qualify them for regular credit.

96.   Subprime loans allow people with bad or no credit histories to raise funds by refinancing their mortgage.

97.   Taxpayers told their own stories, claiming IRS agents ruined their credit histories and forced them into bankruptcy and homelessness during unwarranted investigations.

98.   Subprime loans are extended to borrowers with checkered or nonexistent credit histories.

99.   That kind of credit history makes bankers prefer to stick to treasury bills even though yields are declining.

100.   That is the division that provided credit cards at high interest rates to clients with limited or damaged credit histories.