91.   U.S. consumers increasingly use personal computers and modems to connect to on-line services offering news, entertainment and access to the Internet, the global computer network.

92.   West Coast consumers are also using less power.

93.   What is the ideal number of credit accounts, and how often should consumers use them?

94.   While consumers might use the Internet to visit a hotel site, they would pick up the phone to make reservations.

95.   Why would consumers use MilePoint and settle for just a discount?

96.   Winter, of course, has several weeks to go, and a cold snap would cause consumers to use more gas to heat their homes.

97.   While not all consumers have used everything, most have become dependent on at least one.

98.   With the vehicle parked, consumers could use a touch screen to operate the system.

99.   Young consumers can use their debit-cards to make charitable donations and, someday, to invest in mutual funds.

100.   Allen said the association has similar recommendations to avoid dust, but added the EPA is premature in suggesting consumers use vermiculite alternatives.