91.   Last year was terrible for Russian banks, said Russia analyst Charlie Robertson at London-based consulting company Hilfe Ltd.

92.   Kilgour, who runs his own production and consulting companies, uses his computer for screenwriting, home banking and other financial matters.

93.   Lisa Roberts is raising four children while running a communications consulting company at home.

94.   Lou Harvey, president of Dalbar Inc., a Boston-based mutual fund consulting company, has studied the problem for years.

95.   Martin Walsh, president of Walsh Associates Ltd., an elevator consulting company in Manhattan, said that many elevator modernization jobs can be done in phases.

96.   Margaret Brown of Kompan California, a leading playground consulting company, said there were two safety priorities behind the development of perforated slide platforms.

97.   Meritor was among several name proposals from Landor Associates, a consulting company Rockwell hired.

98.   Mayer recently started his own financial consulting company in nearby Methuen.

99.   Most executives of large consulting companies declined Wednesday to say whether they were talking to the Fire Department about the proposed study, or whether they would be interested.

100.   Ms. Cohen said she planned to start a consulting company, with Simmons as an initial client.