91. Rates on car loans, mortgages and home equity loans, for example, tend to move up and down with the federal funds rate. 92. Real rates are what people pay for a car loan or a mortgage, for example, minus the inflation rate. 93. Rates on mortgages, car loans, and even some credit cards also fell, making it easier for consumers to borrow. 94. Rumors circulate of laid-off bankers with hefty car loans and mortgages whose wives are now working as escorts. 95. Should I pay off the car loan, or invest the money in a mutual fund? 96. Some lenders view such assistance as a negative when it comes time to approve a mortgage, car loan or credit card application. 97. Such customers may have checking and savings accounts, a credit card, and a car loan or two. 98. That lending rate, in turn, influences the borrowing cost for commercial loans and for a variety of consumer loans, including home equity lines and car loans. 99. That means spending argentinos on daily necessities or using them to repay mortgages and car loans will not be a one-to-one proposition. |