91.   In addition to J.P. Morgan and Chemical, other banks already made commitments to take pieces of the loan, a person familiar with the negotiations said.

92.   In particular, he says, the bank can make better use of its technology.

93.   In this case, the bank will make more pesos available.

94.   In turn, his bank can make mortgage loans and, soon, commercial loans.

95.   Instead of turning over the money to an outside manager, the bank will be making the investment decisions.

96.   Investors are betting the Spanish bank will make Ganadero more efficient and profitable.

97.   Investment bankers said they did not expect another bank to make a rival bid for Shawmut.

98.   It also diluted the requirements that banks make loans to minorities, farmers and others who have had relatively little access to credit.

99.   Instead, it purchases loans that banks make on what is called the secondary market.

100.   It is illegal for banks to make loans with preferential terms to bank directors, but officials say rules governing loans to family members exist in a gray area.