1.   Although legislation prevented lenders from filing such charges, people seeking the loans did not know how the law protected them, Skillern said.

2.   And some seek loans, telling sad stories about how they came to need cash.

3.   At the same time, the most creditworthy companies have been raising money by selling notes and bonds instead of seeking bank loans.

4.   Barbour testified on Wednesday that the RNC suffered no funding shortfall at the time he sought the loan.

5.   A company seeking a loan might also look to the bank for cash-management services, or trading.

6.   Already, some are questioning whether China intends to live up to the promises it made in seeking the loan.

7.   Brody, the banker, warns every prospective winery owner seeking a loan about the risks and the barriers.

8.   But when it sought long-term loans this year, the terms were quite different.

9.   Exxon Mobil is the lead company that is seeking the loan.

10.   He did not seek personal loans.