1.   The retailer wants to make his business as profitable as possible.

2.   And not every retailer wants to be on Park Avenue.

3.   And most retailers do not want to do anything that adds to the seasonal problems of handling Christmas exchanges.

4.   And they predict retailers will not want that to happen.

5.   Asked whether the retailer did not want to hear from customers, an employee giggled.

6.   After all, what retailer would want to remind shoppers and bondholders about cash-flow problems five weeks before Christmas?

7.   But some retailers want people to think of the consequences of spending money.

8.   Customers want service and retailers want workers.

9.   Fashions change quickly, retailers want certain models, patterns, designs, immediately.

10.   For obvious reasons, retailers would not want to cooperate with such a service.