1.   Bank shares fell on the warnings, particularly as some investors had punted the first-half results would beat expectations.

2.   Brokerage stocks did better on unexpected strength in second-quarter earnings from Goldman Sachs, whose results beat Wall Street expectations.

3.   Excluding one-time items, the results beat expectations.

4.   Its results beat estimates by a penny.

5.   The latest results beat the forecasts of even the most optimistic analysts surveyed by IBES International Inc., who expected profits to decline.

6.   The per-share results beat by a penny the average estimate of seven analysts polled by IBES International Inc.

7.   The results beat the most optimistic estimates of analysts who follow the company.

8.   The results beat analysts expectations.

9.   The results beat estimates and fueled optimism that Netscape can handle a challenge from Microsoft Corp., analysts said.