1.   Consumers will see lower rates on home equity loans and adjustable rate mortgages.

2.   Credit unions already offer competitive rates on loans.

3.   Often advertising special rates on home repairs.

4.   Or alternatively, if time is passing at a slower rate on the moving train.

5.   Police blame higher crime rates on irresponsible parents who allow their teenage children to stay out all night.

6.   Rates on car loans and credit cards should come down too, but perhaps not as quickly, said economists.

7.   Rates on the London Deposit account are unchanged.

8.   Second, local firms paid business rates on their property.

9.   Some banks, such as the Woolwich, have even been stealthily Decreasing rates on savings accounts.