1.   Among his proposals, Clinton said, is allowing people to deduct the cost of higher education.

2.   And self-employed people can deduct some of their health insurance costs -- but they had to wait until President Clinton signed the bill last Tuesday.

3.   Archer has also supported allowing self-employed people to deduct more of their health-insurance costs.

4.   A tax shelter lets wealthy people deduct more money from their taxes than they actually invest.

5.   But self-employed people can only deduct part of their insurance costs, and workers who do not get insurance from their employers get no deduction.

6.   But the proposal in New York differs from the other plans in that it would allow people to deduct the total cost of their annual college tuition.

7.   It also would allow people to deduct savings from their income before taxation so they would pay tax only on what they spend.

8.   On a related matter, Clinton said he would sign a bill to again allow self-employed people to deduct a portion of their health-care insurance premiums.

9.   Sen. John Ashcroft of Missouri has a proposal to let people deduct from their taxable income the part of their payroll taxes that goes to Social Security.

10.   Starting next year, more people can deduct their yearly contributions to individual retirement accounts.