1.   As banks charge a higher rate of interest on borrowings than they offer on savings, you will be better off.

2.   If they offered you a place on the course, would you accept it?

3.   If you can offer any information or guidance on career-changing workshops etc., I would be very grateful.

4.   It also allows employees to offer testimonials on which products and services are good, Phillips said.

5.   It is offered on a half board basis and the management prides itself on its reputation for the good quality home-cooking.

6.   No considered view was offered on the underlying problems of prison conditions that had triggered the riots.

7.   Qualified staff on hand to answer your questions and offer guidance on possible strategies for planning, and study options available.

8.   The course is offered on a part-time basis.

9.   These provide clean, comfortable accommodation with private facilities, and all are offered on a bed and breakfast basis.

10.   Those taking several trips abroad a year should consider special rates offered on annual cover.