1.   However, depositors would generally get lower returns and potential borrowers would find loans more expensive.

2.   Hence, given that they are held to bear less risk, we should expect a lower return.

3.   Increased liquidity for investors provided by the Stock Exchange means that investors will accept lower returns for long-term investments than if the exchange did not exist.

4.   Also, many corporate retirement plan sponsors fear they could be shirking their duties in offering a fund that may produce lower returns by refusing to own certain stocks.

5.   Also, the natural gas pipeline business was generating lower returns than could have been obtained from investing in oil and natural gas exploration, Stavaros of PaineWebber said.

6.   At worst, war bonds will offer a lower return than ordinary bonds.

7.   A cut in rates usually weakens the currency by offering lower returns on deposits.

8.   But a lower return may be a small price to pay in order for you to sleep at night.

9.   But counterbalancing that slightly lower return is less volatility in the market.

10.   But, he said, higher prices for properties have meant lower returns, and some of the money raised to buy real estate was not invested.