1.   He has a scheme to take over a small number of simple churches and adapt them as retreats.

2.   The gas regions and electricity boards have schemes to help people pay for their fuel more easily.

3.   I reckon it would benefit everyone, especially English football to have schemes where young players could get loaned for a season at a time.

4.   Before long they had encoding schemes that could take a program file and convert it into mailable text strings.

5.   Bobby also has a scheme.

6.   But the locals had schemes of their own.

7.   Companies have multitudinous schemes for stashing income overseas.

8.   Everybody has a scheme but you tailor everything to the talent you have.

9.   For the last year or so, Mark Walters, who owns Mr. Books in northwest Phoenix, has had this scheme.

10.   He said other retailers have similar schemes that have helped sales, although the benefits may not be enough to offset the costs of the cards.