1.   Most media companies assume members of the general public are morons.

2.   The new company assumes responsibility for the profitable development of these sites and any future surplus land.

3.   African American doctors say they are excluded because health insurance companies assume that they have fewer patients in their practices.

4.   All three companies assume that if you convert today, you will move your entire IRA balance to a Roth and pay the taxes from some other source.

5.   But Coghlan said the company had assumed the sponsorship would be disclosed to the readers.

6.   But many doctors have said the companies have assumed too much control over how they practice medicine.

7.   But the industrial company will assume pension and environmental liabilities that Heymann said were much larger than anticipated.

8.   Companies should not assume that programs and initiatives addressing gender issues will solve all of the problems black women face.

9.   If companies are assuming similar returns now, as Patricia McConnell, the Bear Stearns accounting guru, says is likely, there are more overstatements this year.