1.   Commercial banking was a surprising hot spot.

2.   Almost no one on the staff had extensive commercial banking experience.

3.   At the heart of the bill will be a repeal of sections of the Depression-era Glass Steagall law, which largely separates commercial banking from securities underwriting.

4.   Bankers Trust, he argued, could cater to such client needs, offering full-service investment and commercial banking.

5.   Because it has no commercial banking license, Finance One cannot take deposits.

6.   Banks are eager to buy securities firms as the decades-old walls separating commercial banking and investment banking, which has higher returns, come tumbling down.

7.   Banks generally are beefing up their securities business as the legal separation between commercial banking and investment banking crumbles.

8.   Before he took over as chief executive, he was in charge of commercial banking after heading the domestic credit unit.

9.   Both corporations are industry leaders and pioneers in the fast-changing world of commercial banking.

10.   A promising area, one that is much bigger than the securities business, is commercial banking.