1.   Dr. Percy Mistry, a former bank economist and specialist on African economies, has traced three phases to the build up of African debt.

2.   He challenged bank economists to tell him where to make any additional cuts.

3.   Some bank economists agree, saying banks will continue to take steps, such as writing-off bad credit card loans, to improve their credit card portfolios.

4.   The ripples from the attacks have been varied and widely felt, bank economists said.

5.   Bank economists insisted that the Egyptian pound was overvalued because of artificially high interest rates and that it was hurting economic growth and trade.

6.   Bank economists warned, however, that continued strong growth will require concerted economic management.

7.   Bank economist Adam Jacobs said the rand would probably find a comfortable level after its depreciation.

8.   Miller heads a committee of bank economists that advises the American Bankers Association.

9.   Still, bank economists added to the chorus of experts who say recession is unavoidable.

10.   The World Bank has refused to provide economic aid to Papua New Guinea while former bank economist Pirouz Hamidian-Rad works for Skate.