1.   The final withdrawal without major disaster enabled them to preserve some profit.

2.   In an effort to encourage such savings, the president would allow withdrawals without tax penalties to pay for a first home, education and major medical expenses.

3.   In some circumstances, workers can make withdrawals without penalty, although they would still pay tax on any earnings not rolled over into another tax-deferred account.

4.   Nicotine replacement works by curbing the discomforts of withdrawal without providing the rapid, higher doses of nicotine that produce the stimulation and euphoria associated with smoking a cigarette.

5.   Opinion polls have indicated recently that nearly two-thirds of Israelis would support a withdrawal even without an accompanying peace treaty.

6.   Slezevicius says an aide made the withdrawal without his knowledge.

7.   Some argue that a unilateral withdrawal is the only way out, while others say withdrawal without security guarantees would leave civilians in northern Israel open to attack.

8.   The draft specifies an Israeli withdrawal without delay from Palestinian cities, including Ramallah where Palestinian leader Yasser Arafat is surrounded by Israeli tanks.

9.   The prime minister insists an aide made the withdrawal without his knowledge.