1.   Unscrupulous insiders, with the cooperation of their brokers, could simply put together a plan that conformed to the suspicious trades, then date it before the fact.

2.   But many of the names say they were victimized by unscrupulous insider dealings at the market that has been in business for three centuries.

3.   But some of the names say they were victimized by unscrupulous insiders in the fabled insurance market.

4.   Many of the names refused to pay their claims, saying they were victimized by unscrupulous insiders at the fabled insurance market.

5.   Some investors blame unscrupulous insiders.

6.   Some of the investors say unscrupulous insider dealing had more to do with the situation than luck.