1.   Its business includes taking deposits and lending money and it has specialised until recently in second mortgages for home-owners.

2.   Take direct deposit, one of the best-known and fastest-spreading banking innovations of recent years.

3.   They raise funds for these purposes by borrowing mainly from wholesale banks, taking deposits from insurance companies, pension funds, companies and some private individuals.

4.   Traditional foreign banking would involve taking deposits or making loans in domestic currency to non-residents of the country where the bank was located.

5.   Among other things, the proposal stipulates that banks should sell mutual funds in an area separate from where they take deposits.

6.   And worst of all, thieves who take large deposits with no intention of attempting a job.

7.   Because it has no commercial banking license, Finance One cannot take deposits.

8.   Because Thai finance companies lust after their bank licenses, which let them take in deposits.

9.   All the cruise lines are taking nonrefundable deposits.

10.   But Citibank remains the only U.S. bank allowed to take deposits from South Africans -- for now.