1.   And in at least one instance, even some executives who had received supplemental benefits faced losses later, while their more powerful peers protected their own money.

2.   As at Morrison Knudsen, executives may be negotiating their own supplemental benefits even as rank-and-file benefits are being squeezed.

3.   Employers and other health-plan purchasers would have to buy an optional supplemental benefit plan if they want Kaiser to provide the coverage anyway.

4.   Then there is the issue of supplemental benefits to unemployed breadwinners in families with children.

5.   Today, for example, a reorganized Circle K, now part of the Tosco Corp., again offers supplemental benefits for senior executives.