1.   Long-term stock market investments have produced superior returns compared with cash deposits.

2.   The holder is locked into the old, lower rate of return and cannot enjoy the superior returns now available.

3.   Along with superior returns, the securities have the added attraction of giving their buyers a warm, fuzzy feeling.

4.   An economic plan that cut annual inflation to the low double digits, forcing interest rates lower, has prompted middle class Brazilians to look elsewhere for superior returns.

5.   An independent streak can produce superior returns.

6.   Brokers usually attract investors to these markets by advertising superior returns and rapid economic grwoth in exchange for the risks involved in owning foreign stocks.

7.   De Silva and Bein seek out stocks whose returns fit a profile that they say points to superior future returns.

8.   Funds with superior after-tax returns, they said, are receiving significantly more new money than funds that do as well before taxes but not after.

9.   Hedge funds can be exciting investment products, shorting stocks here and borrowing cash to load up on favorites there in the hair-trigger pursuit of superior returns.

10.   Implicit in the demand for higher management fees is the suggestion that investors will be amply rewarded with superior returns.