1.   Attention is given to minor adjustments in the spending pattern or the justification of additional spending.

2.   His study found that married men and women had similar spending patterns.

3.   Social class is a major determinant of consumer spending patterns.

4.   There is no significant attempt to assess the validity of existing spending patterns.

5.   This approach tends to preserve previous spending patterns because planned expenditure is based on historical and current practice.

6.   Analysts are noticing different spending patterns by consumers.

7.   American Demographics magazine recently completed an analysis of future spending patterns by generation.

8.   A surge in consumer spending has slowed because Brazilians are more indebted and new spending patterns developed among the middle class since the anti-inflation program began, Gallo said.

9.   Accordingly, their spending patterns will hold steady, because they have recognized that technology is a continuing cost of doing business.

10.   But my analyses of school district spending patterns indicate that nothing could be further from the truth.