1.   The recession will mean that many people will be changing their spending habits.

2.   They can no longer rely on conventional Market research to predict accurately the spending habits of ageing baby boomers or their children.

3.   Notoriously, they hardly changed their spending habits when it ended.

4.   An even bigger problem with most e-cash systems is that they allow governments or firms to snoop on your spending habits.

5.   And it is the belief by NBA officials and owners that these so-called lavish spending habits will be the reason why the rank and file will be broken.

6.   And if these five teams continue together, the NL West could pass the AL East in spending habits.

7.   And they can track the spending habits and tastes of individual shoppers.

8.   And their spending habits may be changing.

9.   Both companies collect information on consumer spending habits, demographics and susceptibility to various marketing techniques and incorporate them into computer databases.

10.   Both cite their roles as chairmen of the two military committees in Congress for their spending habits.