1.   Banks and insurance companies, long at war over selling annuities and insurance products, now appear about to become allies.

2.   A lower credit rating could make it harder for the company to raise capital by borrowing money and selling annuities.

3.   Conner notes that some insurers have begun selling annuities that allow account holders to withdraw all their funds even after the periodic payments have begun.

4.   It also sees opportunity for selling annuities, mutual funds and life insurance through bank branches.

5.   Life insurers with a strong emphasis on selling annuities are expected to do well.

6.   SunAmerica has become more involved in the business of selling annuities, investment plans popular with baby boomers because they give fixed payments that can be used in retirement.

7.   That involves not only preparing taxes, but selling annuities and mutual funds, and doing financial planning.