1.   That explains why thrifts continued to buy mortgage bonds even as they sold their loans.

2.   Asahi, which plans to merge with the Daiwa Bank next March, also hired the Goldman Sachs Group to help it sell nonperforming loans.

3.   At the same time, some companies are trying to expand in high-growth markets, to gain more customers and sell more loans.

4.   BankBoston Corp. said it will stop selling auto loans to consumers through dealers, choosing instead to boost direct loan sales over the phone or through branches.

5.   Atwood said buyers have looked at the portfolio and that the bank expects to sell those loans in the first quarter.

6.   Banks have sold the loans to investors at a percentage of face value.

7.   But commercial real estate loans must be sold into a market of private investors, and investors are not buying these commercial bank loans.

8.   But now the banks sell the loans to others, at a profit, letting these others worry.

9.   By selling unpackaged loans, however, the company will be able to book profits only on the loan sales themselves.

10.   Citigroup and Merrill also claim to have had success in selling home loans to customers of their brokerage units.