1.   At a recent conference sponsored by Morgan Stanley, Biggs said there was a strong consensus that in the months to come the Japanese market would see new lows.

2.   From a drug trafficking arrest to two coaching changes to a slow start, Northridge has seen the lows.

3.   Lewis saw the lows, too.

4.   Even with further Fed rate cuts, analysts said, long-term rates, which are set by financial markets, have probably seen their lows.

5.   Even with more Fed rate cuts, analysts said, long-term rates, which are set by financial markets, have probably seen their lows.