1.   A government guarantee of risky loans to new ventures makes more sense.

2.   What is more, financial intermediaries may have the expertise to be able to assess just how risky a loan is.

3.   As a result, these firms started spending the cash on risky loans and investments at home and abroad.

4.   At Continental, Fastow was among a score or so of promising financiers who pioneered a system of raising capital by selling notes backed by risky loans.

5.   Bank regulators have been more worried about the effect on bank balance sheets if many risky loans are not repaid the next time the economy goes into a slump.

6.   A derivatives trading executive at a major bank argued that a bank loan officer who makes huge risky loans to borrowers can also create serious financial problems.

7.   But bankers are seeing enough loans from earlier years go sour that they are scared to make risky loans now, as the economy weakens.

8.   DG Bank began looking for a merger partner last year, after risky loans quadrupled.

9.   Even worse, it encourages bankers to undertake more risky loans, making another crisis more likely.

10.   His teachers include a janitor, a masseur and a successful businesswoman specializing in risky loans.