1.   Also, if you become totally and permanently disabled, you can tap your retirement savings at any age without penalty.

2.   Break yourself of the habit of borrowing from your retirement savings.

3.   For three years, Kevin Furr watched his retirement savings go next to nowhere in a mutual fund.

4.   Make retirement savings automatic by having percent of earnings deducted directly from your paycheck.

5.   So she began studying, reading on the subject and putting more money into her retirement savings.

6.   Then, raise to the maximum the sum you contribute to retirement savings.

7.   You should start setting aside part of your earnings as retirement savings.

8.   Her improvident habits left her with no retirement savings.

9.   And he noted that it did not require accountants or other professionals who find indications that retirement savings are being embezzled to report their suspicions to the government.

10.   And since a sizable portion of your retirement savings will be in taxable accounts, this factor will work against chances of getting financial aid.